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    If you want to feel rich, just count the things you have that money can't buy.

    January 12, 2010 6123 Views

    "Money is only a tool. It will take you wherever you wish, but it will not replace you as the driver."

    -Ayn Rand

    With the new year upon us, we celebrate the joys and potential of another year. For me, I'm excited for the new people I'll meet and things I will do. The new year also brings its own challenges, not to mention the challenge of money! As I have seen it, usually it's not the money that is a problem... it's how you manage it. That's why I wholeheartedly agree with Ayn Rand when she calls money a tool. You can use it to accomplish your goals... or you can let it get in the way.

    Now, I'm no financial expert (that will come later this week from our special guest), I think the principles of time management I've taken stock of over the years help me with money management, and vice versa. These ideas and more come from Brian Tracy's book Eat That Frog! and I highly recommend it as a "resolution builder". Money management is a lot like time management because:

    You can invest both. Investing money early and letting it appreciate provides a greater payoff in the end. Time is the same... a little bit of preparation before a trip, presentation, or event can give you more time when it's more critical.

    It's essential to keep track of both. It's easy to lose track of time and spend hours accomplishing tasks that don't matter that much. Money is the same way... if you don't prioritize your income, you will spend money on things that may not be as important to you, taking away from paying for the more important things in life.

    A Difference: Time is more valuable than money.: Jim Rohn said: "Time is more valuable than money. You can get more money, but you cannot get more time." Think about that... both are limited resources. However, when you run out of time, there is no going back.

    So, it's my sincere hope that you make the most of your time-and money- in 2010. What principles do you live by with your finances? What is the best advice that you received about money?

    -Mac Anderson


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